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Withdrawals and Cash-Outs

Last updated 9 July 2026

Cash-Out to a Bank Account

You can cash out crypto to your linked NZ or AU bank account at any time. The off-ramp service is available to all registered PIN Network App users, including for crypto purchased outside of PIN.

Typical timing: Minutes to a few hours (varies by bank). PIN describes its cash-out service as one of the fastest in New Zealand and Australia.

Withdrawal Fees

Method Fee
Withdraw currency to NZ/AU bank account Free
Cash out crypto to NZ/AU bank account Spread only — no additional fee
Bridge-off (withdraw crypto to external wallet) 1% unbridging fee + external network fees
International bank withdrawal $4–$10 USD + applicable spread
Refunds/reversals May apply to cover processing costs

Withdrawal Limits

There are no set withdrawal limits. You can withdraw as little or as much as you like to a registered bank account. For larger orders, PIN may request additional documentation such as proof of funds.

Bridging Crypto to an External Wallet

To send crypto from your PIN Network account to an external wallet or platform:

  1. Select Bridge-off in the app
  2. Enter the destination external wallet address
  3. Confirm the transaction

A 1% unbridging fee applies, plus any network fees charged by the destination blockchain.

International Transfers

International bank withdrawals incur a fee of $4–$10 USD plus the applicable spread. The fee range varies depending on the destination.

Locally Banked

PIN maintains direct banking partnerships in New Zealand and Australia. This means deposits and cashouts do not rely on third-party overseas platforms, enabling faster and more direct transfers for NZ and AU customers.

Frequently Asked Questions

How long does a cash-out take? Typically minutes to a few hours. Exact timing varies by bank.

Are there limits on how much I can withdraw? No set limits. You can withdraw any amount to a registered bank account. Large orders may require proof of funds documentation.

Can I cash out crypto I purchased elsewhere? Yes. The off-ramp service works for any crypto held in your PIN account, regardless of where it was originally purchased.

What if I want to send crypto to an external wallet? Use the Bridge-off feature. A 1% unbridging fee plus external network fees apply.

Source: payitnow.io/pinnetworkapp, payitnow.io/faq, payitnow.io/our-fees

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