Depositing Funds
Last updated 9 July 2026
Deposit Methods
| Method | Fee | Processing Time | Notes |
|---|---|---|---|
| Manual bank transfer | Free | Up to 3 business days | NZ and AU bank accounts |
| POLi Pay | Up to $3.00 NZD (typically 1%) | Almost instantly | NZ only; limited to 1 transaction per 3 hours |
| Stripe debit/credit card | $0.50 + 3% | Almost instantly | Web app only |
| Bridge-on (crypto from external wallet) | External network fees only | Varies by network | No PIN Network fee |
Deposit Timing
- Stripe and POLi Pay: Your account is credited almost instantly.
- Manual bank transfer: Funds are added as soon as the payment clears into PIN's account. Allow up to 3 business days.
How to Bridge Crypto onto the PIN Network
If you already hold crypto on an external wallet, exchange, or platform:
- Open the app and select Deposit
- Choose Bridge-on
- A unique deposit address is generated — send your crypto to this address
External network fees charged by the originating blockchain apply; there is no additional fee on the PIN Network side.
Supported Payment Currencies for Purchase
BTC, BNB, ETH, MATIC, SHIBA, SOL, TRX, NZD, AUD, USD, and other supported digital assets can be used to fund your account via the SHOP and other in-app features.
Frequently Asked Questions
Can I deposit with a credit card? Yes, via Stripe on the web app. The fee is $0.50 + 3% of the transaction amount.
Why is POLi limited to one transaction every 3 hours? POLi Pay transactions are limited to 1 deposit per 3 hours per the platform's current settings.
Can I bridge crypto from any external wallet? Yes. Select "Deposit" then "Bridge-on" to generate a deposit address for any supported asset. External network fees from the originating blockchain apply.
Source: payitnow.io/pinnetworkapp, payitnow.io/faq, payitnow.io/our-fees
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