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Depositing Funds

Last updated 9 July 2026

Deposit Methods

Method Fee Processing Time Notes
Manual bank transfer Free Up to 3 business days NZ and AU bank accounts
POLi Pay Up to $3.00 NZD (typically 1%) Almost instantly NZ only; limited to 1 transaction per 3 hours
Stripe debit/credit card $0.50 + 3% Almost instantly Web app only
Bridge-on (crypto from external wallet) External network fees only Varies by network No PIN Network fee

Deposit Timing

  • Stripe and POLi Pay: Your account is credited almost instantly.
  • Manual bank transfer: Funds are added as soon as the payment clears into PIN's account. Allow up to 3 business days.

How to Bridge Crypto onto the PIN Network

If you already hold crypto on an external wallet, exchange, or platform:

  1. Open the app and select Deposit
  2. Choose Bridge-on
  3. A unique deposit address is generated — send your crypto to this address

External network fees charged by the originating blockchain apply; there is no additional fee on the PIN Network side.

Supported Payment Currencies for Purchase

BTC, BNB, ETH, MATIC, SHIBA, SOL, TRX, NZD, AUD, USD, and other supported digital assets can be used to fund your account via the SHOP and other in-app features.

Frequently Asked Questions

Can I deposit with a credit card? Yes, via Stripe on the web app. The fee is $0.50 + 3% of the transaction amount.

Why is POLi limited to one transaction every 3 hours? POLi Pay transactions are limited to 1 deposit per 3 hours per the platform's current settings.

Can I bridge crypto from any external wallet? Yes. Select "Deposit" then "Bridge-on" to generate a deposit address for any supported asset. External network fees from the originating blockchain apply.

Source: payitnow.io/pinnetworkapp, payitnow.io/faq, payitnow.io/our-fees

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